portfolio manager - Valcore Planning solutions | MANULIFE WEALTH INC
LIFE INSURANCE ADVISOR – MANULIFE WEALTH INSURANCE SERVICES INC.

wade.bedard@manulifesecurities.ca   |   613-594-3493, ext. 230 

“If you are failing to plan, you are planning to fail”
– Benjamin Franklin

Wade began his financial career with one of the big banks in 2008; there he learned a foundational principle that shaped how he helps others today. He noticed that customers would come into the branch and look for the quickest route to complete a transaction, often without much thought to how it fit with what they were trying to accomplish. A few months later those same customers would return disappointed looking for something new to try. And the cycle would repeat.

That experience solidified in his mind the importance of retirement planning.

Since then, Wade has gone on to help many families discover what is important to them. By working together, they are able to build a plan to help them accomplish their goals and prepare for the unexpected.

 
“I often remind clients that any plan we build together should always be a working plan because life happens, and whether to the upside or downside, something will change that affects your plan. The important thing is having a plan in the first place.”

While his passion for planning in general is well known, his specialty lies in helping pre-retirees or those who are newly retired create plans for what the next chapter of their lives will look like.

 
“A lot goes into a successful retirement, especially today. Deciding when to take CPP or OAS, planning out how your investments fit in, looking at guaranteed income products and whether or not they fit in, It’s a lot of change in short period of time. And in some ways, those are the easy things to figure out. The hard part is deciding on how you want your life to change and what you will be doing with your time now.”

On a personal note, Wade is happily married to his lovely wife, Jackie. They have a young son and twin daughters that keep them both pretty busy outside of work. He enjoys time outside, especially up at the family cottage, where they can all unplug and enjoy time together.

Investment Advisor - Manulife Wealth Inc.
Life Insurance Advisor - MANULIFE WEALTH INSURANCE SERVICES INC.

matthew.patafie@manulifewealth.ca   |   613-594-3493 ext. 235 

Matt has always been a highly motivated, ambitious individual who is dedicated to working hard and being the best person he can be. Matt enjoys building relationships, networking, teaching, helping others, creative writing, and meeting new people. 

Throughout his life, he guides himself by three basic principles: professionalism, class, and integrity. 

The goal has always been to provide the best advice, along with the best customer service.

For close to 10 years, Matt has worked hard to learn as much as possible about Wealth Management, an industry that he finds extremely fascinating. With many hours dedicated to reading and research, he has developed a vast skill set that has allowed him to help people from all walks of life with their goals. 

Over the years, Matt has worked with many different individuals, from heads of corporations, to high net worth business owners and middle class families. 

When it comes to retirement planning, insurance planning, tax minimization and strategic asset allocation, he always put his clients first.

Some of Matt’s hobbies include cooking, aviation and searching for new investments…whether it be a stock, bond, hedge fund or even jewelry and fine art. 

All in all, Matt is thrilled to be working in the Wealth Management Industry and counts it a blessing to help people every day. 

Wealth Advisor – MANULIFE WEALTH INC.

justin.downing@manulifewealth.ca   |   613-594-3493, ext. 227 

Originally from Rothesay, New Brunswick, Justin, having completed his Bachelor of Business Administration at the University of New Brunswick, started his finance career in Halifax, Nova Scotia working as an analyst in the Hedge Fund industry. After a few years, his continued passion for finance led him to client-facing advice roles, with an emphasis on strong financial and investment plans. 

Six years ago, Justin moved to the nation's capital, where he worked in senior advisor positions for two of Canada’s largest banks. Justin received his Personal Financial Planner designation and the Chartered Investment Manager designation at the Canadian Securities Institute. In February 2019 Justin was designated as a fellow of the Canadian Securities institute which is the pinnacle financial services credential and the highest honour in Canadian financial services.

On a personal note coming from the East, Justin enjoys boating, hiking, and spending time with his fiancée, Lauren, and his westie, Bob.